Your household finances, laid out plainly at last
Short, practical courses that help you understand your own bills, statements, and planning — at your own pace, in language that makes sense.
Three courses, each with a clear purpose
Each programme is small in scope on purpose. You will leave with one working tool, not a shelf of unread workbooks.
Bills, Renewals & the Yearly Calendar
Bring order to the annual rhythm of household bills, insurance renewals, road tax, and festive expenses. You assemble one clean household calendar that anticipates the next twelve months.
- Printable yearly planner included
- Email follow-up after completion
- Suitable for single or dual earners
Reading Your Bank & Card Statements
Walk through your own bank statements, credit-card summaries, and loan schedules. Spot silent fee increases, understand revolving credit costs, and recognise forgotten recurring authorisations.
- Annotated example statements
- Short, focused worksheets
- No prior finance knowledge needed
Building the Household Reference Folder
Create one complete reference folder covering EPF schedules, insurance, property deeds, and digital assets — useful to you now, and to your family when it matters most.
- Comprehensive folder template
- Physical and digital organisation
- Guidance on reviewing with family
What makes these courses different
Plain language throughout
Financial terms are explained the moment they appear. No assumed knowledge, no jargon left unexplained.
Paced for working adults
Sessions are short and spaced out. You complete each module in your own time, without pressure to rush through material.
One usable tool per course
Every course ends with something concrete — a calendar, a folder, an annotated statement — rather than a certificate and a vague sense of having learned.
Built for Malaysian households
Examples use EPF, PTPTN, Malaysian bank statements, and local insurance structures — not generic Western financial models.
No products sold, ever
Hearthroot does not sell financial products. These are education courses. There is nothing to upsell at the end of a session.
Considerate, not prescriptive
The courses acknowledge that households differ. Guidance is offered as options, not instructions. You decide what fits your situation.
Which course fits where you are right now?
Send us a message and we will help you decide which programme suits your current situation — without any obligation.
Things people usually ask first
Do I need any financial background to join?
How are the sessions delivered?
Are these courses suitable if I have already retired?
What does the course fee cover?
Can my spouse or adult child attend with me?
Do you offer any kind of payment arrangement?
Is my personal financial information kept private?
Our Location in Ipoh
5 Jalan Stesen, 30000 Ipoh, Perak, Malaysia
We are glad to answer your questions
Contact Details
Phone
+60 5-242 7836Address
5 Jalan Stesen
30000 Ipoh, Perak
Malaysia
Office Hours
Monday – Friday: 9:00 am – 5:30 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed
Course enquiries are usually answered within one working day.